Obamacare (Patient Protection and Affordable Care Act)

On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) into law. Popularly known as Obamacare, the PPACA sought to bring government reform to America’s health care system. For better or for worse, it is one of the most bitterly contested pieces of national legislation in recent history.

The PPACA bill was first introduced in response to the argument that healthcare costs were on the rise because a large number of uninsured individuals who could not afford to pay for but nevertheless received care were raising premiums for everyone else. Legislators such as Senator Baucus recognized this problem, and with the election of President Obama, the 111th Congress decided to try their hand at what the 103rd Congress could not accomplish in 1994, namely, produce a bill that would bring universal health coverage to all American citizens.

The heart of PPACA consists of three provisions: guaranteed issue (insurers must offer coverage regardless of the applicant's health status or pre-existing conditions), community rating (insurers must offer policies within a given territory at the same price regardless of health status, age, gender or other factors), and an individual mandate. The individual mandate assures that everyone has a minimum amount of coverage: those above a certain annual income are required to purchase coverage or incur a tax penalty; those who cannot afford it will have their coverage paid for by the government. Proponents of the law contend that this way everybody is able to receive adequate care, and the cost of healthcare overall will go down.

In contrast, opponents of the PPACA utterly reject the idea of an individual mandate, calling it unconstitutional and an invasion of individual rights and privacy. Obamacare opponents also question many of the law’s alleged benefits, producing numerous accounts and figures claiming that the PPACA would drive up costs, create a huge regulatory mess, and restrict health care options for patients and doctors.

The year following the passage of the Patient Protection and Affordable Care Act saw many lawsuits advanced against its contents. Although many courts held that the law is constitutional, several key courts have determined that Congress overstepped its bounds by passing the law. As Obamacare continues to be implemented and challenged throughout the country, this section will help readers understand the law and its implications for their lives.

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"This afternoon, a three-judge panel of the U.S. Eleventh Circuit Court of Appeals in Atlanta ruled that the individual mandate in the Patient Protection and Affordable Care Act (PPACA), more commonly known as Obamacare, is unconstitutional. The carefully worded and thorough (over 300 page) set of opinions may be a bit mind-numbing for the uninitiated, but they are a joy to read for those of...

According to Peter Suderman, the AARP endorsement of Obamacare seemed like a good idea at the time, but is increasingly growing less appealing to AARP's members and employees. One reason for the increased dissatisfaction with the law is the fact that AARP...

"Two-thirds of Americans say the U.S. Supreme Court should throw out either the individual mandate in the federal health care law or the law in its entirety, signaling the depth of public disagreement with that element of the Affordable Care Act.

This ABC News/Washington Post poll finds that Americans oppose the law overall by 52-41 percent. And 67 percent believe the high court should...

In this brief speech, Dennis Lockhart discusses why many businesses are not hiring during the recession. According to Lockhart, one of the big reasons behind this is uncertainty over the upcoming healthcare bill.

Despite a few recent rulings declaring the Patient Protection and Affordable Care Act unconstitutional, Ian Millhiser insists that the Act is not outside constitutional bounds. Millhiser argues that Congress has power to tax, "regulate the...

Setting the stage for a historic constitutional confrontation over federal power, the Supreme Court on Monday granted three separate cases on the constitutionality of the new federal health care law....

This piece provides an interesting analysis on the unintended consequences of the individual mandate. Goodman discusses the problem of "free riders" and then shows how the individual mandate could actually encourage "free riders" rather than eliminate them. Furthermore, Goodman explains the flaws with the current system and then briefly describes a...

Responding to a column by Peter Orszag in which he declared that Obamacare "is an essential element to keeping future health care costs down," Veronique de Rugy argues that "ObamaCare has nothing to do with cutting costs." Ms. de Rugy then uses a...

This brief article reports on public opinion polling for Obamacare. From March 2010 to March 2011, public support for repeal of the Patient Protection and Affordable Care Act only dropped 1% (from 55% to 54%). However, as...

"In February 2009, as the Obama administration was beginning to make its pitch for a major health care overhaul, then-White House budget director Peter Orszag made his closing pitch for the law at a summit in Washington: 'To my fellow budget hawks in this room and in the rest of the country, let me be very clear: health care reform is entitlement reform,' he said. 'The path of fiscal...

Commenting on the court battle over the constitutionality of Obamacare, Doug Bandow declares that "we all have much at stake in maintaining the Constitution's limits on federal power." Bandow uses this article to briefly discuss state vs. federal jurisdiction, while also...

This article offers a clear, concise description of the Medicare reimbursement process. Included in the piece is information regarding the cost the doctor charges, the patient's portion of the payment, and the amount that Medicare actually gives...

In studying the House and Senate health care bills, Michael Cannon found that Obamacare would affect the wages of the poor as well as the wealthy. According to Cannon, the individual mandate would discourage hard work and economic progress. Cannon also notes that the...

Although Jonathan Turley believes that "strong arguments can be made for health care reform and the individual mandate," he also declares that "these are matters that should not be decided by mere fiat of Congress but rather by the courts." This...

Describing the court decision in which Judge Roger Vinson struck down the individual mandate portion of Obamacare, Thomas Miller notes how the Obama administration's lawyers unintentionally backed themselves into a corner with their argument. Miller also describes the clear court...

According to Julian Pecquet, "Maine is the first state to get a[n Obamacare] waiver. Three other states — New Hampshire, Nevada and Kentucky — have pending waiver...

"Many states are waiting for a Supreme Court decision or even the November election results, to see whether central elements of the new [Health Care] law might be overturned or repealed. But that will be too late to start work. By Jan. 1, 2013, the Obama administration will decide whether each state is ready to run its own exchange or whether the federal government should do the job instead...

"Two years ago, when introducing then promptly enacting Obamacare, the president stated that healthcare law reform would not cost a penny over $1 trillion ($900 billion to be precise), and that it would not add 'one dime' to the debt. It appears that this estimate may have been slightly optimistic… by a factor of 1700%."

Comparing the single payer health care system to the Wizard of Oz, Bob Moffit suggests that "some in Congress want to make the Wizard even more powerful." Moffit demonstrates this assertion by describing the changes that Congress wanted to make to Medicare payments during the Summer of 2009. According to Moffit, these changes...

"Missouri voters on Tuesday overwhelmingly rejected a key provision of President Barack Obama's health care law, sending a clear message of discontent to Washington and Democrats less than 100 days before the midterm elections.

About 71 percent of Missouri voters backed a ballot measure, Proposition C, that would prohibit the...

"Obamacare has suffered a devastating blow. On Friday, the Eleventh Circuit Court of Appeals ruled that the individual mandate in President Barack Obama’s signature health care legislation is unconstitutional. With its ruling, the court affirmed the principle that the Constitution means what it says—Congress does not have unfettered power to force the American people to comply with any and all...

This article describes how the implementation of Obamacare effects ethical and moral issues. Donovan specifically discusses the impacts of PPACA on abortion procedures and funding. Among other things, Obamacare "fails to adequately...

As evidenced by lawsuits and other legal maneuvers, many legislators across the country are committed to repealing Obamacare. As Michael Cannon notes, however, many of these same, repeal-minded authorities are actually aiding and abetting the implementation of Obamacare...

From time to time, I’ve posted Pollster.com’s trend estimate of all polls gauging public opinion on ObamaCare. It’s a great little tool. But recently, I noticed something.

According to Warner Huston, "111 companies and organizations were granted waivers by Obama’s Dept. of Health and Human Services so that they could get out of having to comply with Obamacare and unions were...

According to Robert Moffit, "[n]o class of American professionals will be more negatively impacted by the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act than physicians." Moffit goes on to say that "physicians will...

According to Robert Moffit, senior citizens will especially experience an increased burden through the changes made to Medicare under the PPACA. Moffit lists increased taxes, funding cuts, and fewer doctors as some of the different changes...

Because of a quirk in ObamaCare, people who buy health insurance through a federally run exchange may not be eligible for premium subsidies.

This brief article offers several charts which detail the basic operating costs of a normal hospital. The charts give a breakdown of costs and include information regarding salaries, benefits, and other expenses that hospitals deal with.

This piece provides a brief look at the components of an individual mandate in regards to health care. According to this piece, "[o]ne impetus for individual mandates is to increase enrollment of younger, healthier people into insurance pools in order to...

"Private-sector job creation initially recovered from the recession at a normal rate, leading to predictions last year of a 'Recovery Summer.' Since April 2010, however, net private-sector job creation has stalled. Within two months of the passage of Obamacare, the job market stopped improving. This suggests that businesses are not exaggerating when they tell pollsters that the new health care...

According to Minnesota Rep. Michele Bachmann, Congress experienced a startling revelation about Obamacare in early 2011. In the words of Rep. Bachmann, "over $105 billion was hidden in the Obamacare legislation to fund the implementation of Obamacare."...

According to this piece, the court ruling that struck down the individual mandate central to the PPACA brings constitutional liberty and fiscal savings to the...

Americans want health care reform. They just do not want the top-down, centralized bureaucracy enacted under Obamacare. Congress should continue its efforts to fully repeal Obamacare.

According to this article, the provisions of Obamacare will greatly swell the ranks of those on Medicaid. Due to this fact, Kathryn Nix examines how an increase in Medicaid participants will...

"Lawmakers in South Dakota have proposed a bill that would require all adults to own guns, a measure intended as a protest against the individual mandate for health insurance included in President Barack Obama’s health reform law.

Adults over the age of 21 would have to buy a gun 'sufficient to provide for their ordinary self-...

In discussing the Senate portion of the PPACA, Robert Book notes that the bill "include[s] provisions that could put private health plans out of business." Book goes on to say that the bill would specifically create the following scenario:

  • "Give federal regulators the power to define minimum benefit packages;
  • Specify by law the...

This article reports on the Obama administration's response to the court ruling which determined that the individual mandate of Obamacare was unconstitutional. According to Millman, Obama officials argued that the decision would...

This piece gives a brief, three-page summary of the key aspects of the Patient Protection and Affordable Care Act. The PPACA specifies the following:

  • "Most individuals will be required to have health insurance beginning in 2014...

As the title suggests, Ezra Klein uses this piece to make a case for the necessity of the individual mandate. Klein declares, "Kill the individual mandate and you're probably killing the bill, too. The mandate is what keeps average premium costs low,...

In this piece, John Vinci explains the six types of waivers that companies and individuals are receiving under the new health care law. According to Vinci, "Obamacare waivers not only evidence a poorly conceived law, but the very...

"Reducing hospital readmission rates has captured the imagination of U.S. policymakers because readmissions are common and costly and their rates vary — and at least in theory, a reasonable fraction of readmissions should be preventable. Policymakers therefore believe that reducing readmission rates represents a unique opportunity to simultaneously improve care and reduce costs. As part of the...

Commenting on the newly elected leaders of 2010 and their reform-minded approach to governing, Peter Orszag presents his beliefs on why the health care law should not be repealed. According to Orszag, the Obamacare law focused on "cost-effectiveness and...

This piece reports on a New York union's intention to stop covering the children of some of their members. The decision was made due to increasing costs, which the union partly attributes to the implementation of the Patient...

Commenting on Nancy Pelosi's statement on the need to pass the PPACA, Marguerite Higgins declares that her comment revealed the condescension the 111th Congress felt toward the American people. However,...

This article reports on Speaker Nancy Pelosi's views on the constitutionality of Obamacare's individual mandate provision. When CNS News posed the constitutionality question, Speaker Pelosi responded, "Are you serious?" According to a Pelosi spokesperson, the Speaker responded...

"This week, the U.S. Supreme Court considers the case challenging the Obama administration health care plan's requirement that most Americans purchase a government-approved health insurance plan by 2014. The court should rule that this individual mandate is unconstitutional. To do otherwise would give Congress almost unlimited power."

Chart or Graph

"Hospitals must spend money to function and provide patient care. The main categories of expenses include salaries, supplies, depreciation, amortization, interest, and bad debt expenses."

"An individual mandate will result in an increase in government spending of about 1–6 percent, as shown in Table 1. Because the subsidy cost is all borne by government, as the size of the subsidy increases, so will government spending. Medicaid increases are insensitive to the size of the subsidy, since people who are eligible for Medicaid cannot take advantage of the subsidy. For Medicaid,...

"We examined the public cost (subsidies plus Medicaid spending) of expanding coverage under an individual mandate. Table 2 shows the pattern we observed across all scenarios with a subsidy option. The government cost per newly insured falls as the income level at which...

"The estimated effects of the Affordable Care Act on overall national health expenditures (NHE) are shown by the 'net total' curve in the ... [above] chart. In aggregate, we estimate that for calendar years 2010 through 2019, NHE would increase by $311 billion, or 0.9 percent, compared to prior law. Year by year, the relative increases are largest in 2016, when the...

"Figure 15 presents another way of viewing the effects of reform on family income. The figure shows family income under the case of no reform and with successful cost growth reduction of various degrees. The figure makes clear that family income will be substantially higher with reform than without. One can view the difference between the no-reform case and each of...

"In the table, we show the expected total gains in life years that we estimate would result from the implementation of an individual mandate. The estimate is a function of the number of additional people with coverage, so the scenarios that produce the largest increases in coverage will also produce the largest increases in life years. We estimate that the country...

"Using Congressional Budget Office (CBO) data, the chart ... shows that the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010 have left the cost curve of federal healthcare spending virtually unchanged over the next 25 years.

The data for this chart comes from the...

"Total Medicaid expenditures (Federal and State expenditures combined) for medical assistance payments and administration are projected to grow 6.9 percent in FY 2010 to $404.9 billion and to reach $840.4 billion by FY 2019, increasing at an average rate of 8.3 percent per year over the next 10 years. … Federal government spending on Medicaid medical assistance...

"The income statement (also referred to as the Profit and Loss Statement or Comparative Statement of Operations) focuses on performance over a designated period of time, usually one year. This statement provides important information about the profitability of a hospital, including information on how the hospital gets its money and how the hospital spends its money...

"By establishing both an excise tax on high-value health plans and a minimum MLR, the bill creates an implicit maximum legal premium that insurers can charge. With an 85 percent MLR and a 40 percent excise tax on the 'excess' premiums, simple algebra shows that if the premium exceeds 1.6 times the taxable threshold, then it is impossible for insurers to both meet...

"Beginning in 2014, employers must offer minimal essential coverage to full-time employees or pay a penalty. When this provision takes hold, 88% of surveyed employers are either definitely, or likely, to play by continuing to provide health benefit coverage. But as the law’s administrative and financial implications become clearer, employers can’t rule out the...

"The majority of employers anticipate that health care reform will increase their organization’s health benefit costs. In response, most say they plan to pass on the increase to employees (88%) or reduce health benefits and programs (74%) (Figure 4).

On the other hand, if health care reform reduces costs, most employers would retain the savings (59%),...

"In the examples in the Tables 1 through 5, all couples are assumed to have no dependent children and have no employer-provided health insurance. Each married and unmarried couple’s earned income is assumed to be split equally between the partners; for example, if a married couple has an income of $50,000, the husband is assumed to earn $25,000 and the wife $25,000...

"Doctors may agree to limit what they charge patients to the Medicare-approved amount for the services they provide, or they may charge a higher amount. Those who do agree to accept Medicare's rates for services are said to 'accept assignment'. A doctor may choose to charge a higher amount than the Medicare-approved amount for service. They do not...

"The ACA [Obamacare] includes a number of provisions that are expected to reduce Medicare spending. (See Appendix A [above chart] for the cost estimate for the major Medicare provisions in the ACA.)"

"Implementation of the Patient Protection and Affordable Care Act (ACA) of 2010 will have a major effect on Medicare spending and policy. … Most of the Medicare provisions in the ACA will reduce program spending, but some will increase it, and on net, Medicare spending will be reduced by an estimated $424 billion for the 10-year period from fiscal year 2010 through fiscal year 2019, a 6...

"Passage of health care reform was heralded by some in the media as providing 'near universal coverage.' ... Indeed, President Obama made it clear that one of the primary reasons he was pushing for health care reform was 'it should mean that all Americans could get coverage.' ... But by this standard, the Patient Protection and Affordable Care Act falls far short...

"Despite denials from the Obama administration and Democrats in Congress, the [PPACA] legislation does cut Medicare—and it should. Medicare is facing unfunded liabilities of $50 to $100 trillion depending on the accounting measure used, making future benefit cuts both inevitable and desirable. ... Of course it would have been better if the savings from any cuts had...

"The latest Rasmussen Reports national telephone survey of Likely Voters shows that 54% favor repeal of the law, including 44% who Strongly Favor repeal. Thirty-nine percent (39%) oppose repeal of the law, including 31% who are Strongly Opposed. (To see survey question wording,...

To illustrate, [diagram one shows] .... what the trend estimate looks like incorporating all polls. As of this month, opposition leads support by 7.3 percent (45.3 percent opposed to ObamaCare vs. 38 percent in favor).

"Two features of each bill would combine to impose punitive implicit tax rates on low-income Americans.

The first is an 'individual mandate,' which would force Americans to purchase health insurance whether they want it or not, under penalty of fines and/or imprisonment. President Obama's economic advisors and other Democratic economists acknowledge that...

"The Affordable Care Act is designed to provide Americans with affordable, high-quality coverage options – while ensuring that those who like their current coverage can keep it. Unfortunately, today, limited benefit plans, or 'mini-med' plans are often the only type of insurance offered to some workers. In 2014, the Affordable Care Act will end mini-med plans when...

"Data for calendar year 2004 show the distribution of costs as a percentage of total operating costs as pictured [in chart 1] ....

The most significant changes in costs between calendar years 2002 and 2004 are reflected in the [second] table .... While total operating cost increased by 14 percent from 2002 to 2004, the greatest increases in cost for the...

"Anyone expecting to see major changes to the health care system in the next few months or years is liable to be disappointed. Although some insurers and businesses have begun raising rates and taking other preemptive actions in anticipation of changes to come, most of the major provisions of the legislation are phased in quite slowly. As Table 2 shows, the most...

"The Census Bureau recently published its latest statistics on health insurance for the 2008 calendar year. It estimated, for instance, that approximately 46 million individuals in the United States lacked health insurance during 2008. That translates into 15.4 percent of the population. …

I’ve taken those census data and broken them out by age, as...

In this particular poll, respondents were asked, "On a scale of zero to 100, what do you believe is the probability that the SCOTUS majority will find the individual mandate unconstitutional?" 65% believed the Supreme Court would find the individual mandate constitutional.

"The biggest businesses, those with more than 100 employees, would see the biggest benefit [under PPACA], but even here the benefit would be minimal. CBO estimates that large companies would see a premium increase between zero and three percent less than would otherwise occur. ... That means that under the best case scenario, their premiums for a family plan would...

"The HIE was a large-scale, randomized experiment conducted between 1971 and 1982. For the study, RAND recruited 2,750 families encompassing more than 7,700 individuals, all of whom were under the age of 65. They were chosen from six sites across the United States to provide a regional and urban/rural balance. Participants were randomly assigned to one of five...

"The HIE was a large-scale, randomized experiment conducted between 1971 and 1982. For the study, RAND recruited 2,750 families encompassing more than 7,700 individuals, all of whom were under the age of 65. They were chosen from six sites across the United States to provide a regional and urban/rural balance. Participants were randomly assigned to one of five...

"The HIE was a large-scale, randomized experiment conducted between 1971 and 1982. For the study, RAND recruited 2,750 families encompassing more than 7,700 individuals, all of whom were under the age of 65. They were chosen from six sites across the United States to provide a regional and urban/rural balance. Participants were randomly assigned to one of five...

"Figure 11 shows how the new health care law will add to the burden of future government spending. By 2050, the new law will push total government spending toward 50 percent of GDP. By the end of the century, federal government spending would become almost unfathomable, surpassing 80 percent of GDP.

By any realistic measure, therefore, the Patient...

"PPACA2 contains 18 separate tax increases that will cost taxpayers $503 billion between 2010 and 2019. ... Three major tax hikes make up nearly half of the new revenue raised by PPACA:

1. Section 1401 imposes a 40 percent excise tax on 'Cadillac' health insurance plans. This new tax will apply to health plans valued in excess of $10,200 for...

"Within two months of Obamacare’s passing, the recovery stalled. Figure 1 shows net private-sector job creation from January 2009 onward. The red line shows the trend in job creation before and after April 2010. Private-sector job creation improved by an average of 67,600 jobs per month before April 2010. ... That month, private-sector employers added 229,000 net jobs.

In May 2010, the...

"CBO officially scored the bill as reducing the budget deficit by $138 billion over 10 years. Putting that in perspective, if true, it would amount to roughly 62 percent of the total deficit that the federal government incurred in February of 2010 alone. ...

As Figure 10...

"The CBO does not provide formal budget analysis beyond the 10-year window, pointing out that any calculation made beyond 2020, 'reflects the even greater degree of uncertainty' regarding those years. ... However, since program costs will be on an upward trajectory through 2019 (see Figure 9), it expects the cost of the program to continue to grow rapidly after...

Analysis Report White Paper

This report gives an extensive overview of the implementations and implications of the 2010 Health Care Act. Among other things, Tanner describes the PPACA’s effects on insurance plans and premiums, taxes and subsidies, Medicare plans, and the budget deficit. The numerous issues involved with the Health Care Act cause Tanner to suggest that "[t]he...

This piece seeks to give a clear explanation of the expenses and profits of a hospital. Among other things, the authors describe the high overhead a hospital has and also how hospitals are often paid less than they charge.

A large component of the Patient Protection and Affordable Care Act is the "Individual Mandate." This analysis by the RAND Corporation defines the Individual Mandate as "[a] requirement that individuals have health insurance, either through an employer, an individual plan, a purchasing pool, or by enrolling in a public insurance program (such as Medicaid)." Among...

Calling Obamacare "the most significant transformation of the American health care system since Medicare and Medicaid," Michael Tanner declares that the health care law of 2010 "will fundamentally change nearly every aspect of health care, from insurance to the final...

In this piece, Jonathan Gruber contends that those who wish to repeal the PPACA are severely misguided. In Gruber’s eyes, repeal would bring increased costs, deaths, and budget deficits. On the other hand, Gruber views the health care law in the following way:

"The...

"This poll was a bipartisan collaboration between the American Action Forum and the Blue Dog Research Forum. It was designed to gather expert insight into the probable outcomes of the Supreme Court case involving the Affordable Care Act."

This paper discusses the constitutional implications of health care reform's individual mandate requirement. The authors discuss the "unprecedented nature of an individual mandate," and then describe various legal provisions under which the individual...

"This survey of more than 650 mid- to senior-level benefit professionals provides a snapshot of how employers are responding to a host of health care reform challenges that have far-reaching implications for retention, recruitment, productivity, workforce...

Admitting that a majority of Americans hate the current, expensive, detached health care industry, Paul Howard sets out to show how innovation and entrepreneurship can cure some of the system's problems. This piece gives several examples of medical entrepreneurs who are providing their patients with better care for a lower cost while operating their practices and companies like a for-profit...

In pondering the title question, Simon Lazarus determines that the individual mandate is definitely constitutional. According to Lazarus, this "paper reviews the relevant features of the [health care] legislation, Congress' rationale and record supporting...

"The Affordable Care Act establishes a national framework for near-universal health coverage. Under the law, beginning in 2014, a new individual mandate will require most individuals to obtain coverage. At the same time, access to affordable health coverage will be...

"This paper provides a detailed overview of Medicare spending and financing, beginning with a review of the factors contributing to the growth in Medicare spending, including the effects of the 2010 health reform law." At this point in time, projections suggest that the PPACA will decrease Medicare spending overall.

As the title implies, this piece gives a brief overview of Friedrich Hayek's economic principles and then relates them to the regulations imposed by the Patient Protection and Affordable Care Act. The author declares that "[t]his Outlook ... will apply Hayek’s analysis to regulation, the modern substitute for planning, focusing on the two major initiatives...

Anticipating the passage of Obamacare, Aaron Yelowitz decided to examine how the law would affect young people, the age demographic most responsible for putting President Obama into office. According to Yelowitz, young adults are the largest uninsured age group, mainly because they...

This piece finds Brian Blase offering a one year assessment of Obamacare. Blase reviews the many promises that politicians declared the PPACA would bring and concludes that many of them have fallen to pieces. The study concludes by stating that "Obamacare falls...

This paper offers an overview of Obamacare’s effects on Medicare. Among other things, the paper describes the implementation of the "Independent Payment Advisory Board," the relationship between prescription drugs and Medicare under PPACA, and the type of care Medicare patients will be eligible for under PPACA.

This report combines a variety of the Heritage Foundation’s WebMemo pieces on Obamacare. The anthology covers everything from the constitutionality of Obamacare, to the tax burden imposed by the law, to the financial effects Obamacare...

"Does free medical care lead to better health than insurance plans that require the patient to shoulder part of the cost? In an effort to answer this question, the authors studied 3,958 people between the ages of 14 and 61 who were free of disability that precluded work and had been randomly assigned to a set of insurance plans for three or five years. One plan...

"After decades of evolution and experiment, the U.S. health care system has yet to solve a fundamental challenge: delivering quality health care to all Americans at an affordable price. In the coming years, new solutions will be explored and older ideas revisited. One idea that has returned to prominence is cost sharing, which...

Although the new Obamacare law has been touted as a way to decrease the burden on small business owners, this paper demonstrates how the opposite tends to be more likely. According to Hadley Heath, the bureaucratic burden imposed by increased taxes and...

According to Robert Rector, "[o]ne bizarre feature of the Senate-passed health care bill is its pervasive bias against marriage. Under the bill, couples would face massive financial penalties if they marry or remain married. Conversely, couples who cohabit without...

"During the nine-month period leading up to the passage of the Patient Protection and Affordable Care Act, Americans were subjected to more than $200 million worth of TV, radio, newsprint and Internet ads. Almost all of these — pro and the con — were pure propaganda.

Even today, the White House and leaders of both political...

Video/Podcast/Media

"Amid intense public interest, Congress passed the Patient Protection and Affordable Care Act (ACA), which became effective March 23, 2010. The ACA sought to address the fact that millions of Americans had no health insurance, yet actively participated in the health care market, consuming health care services for which they did not pay.

The ACA contained a minimum coverage provision by...

"Arnold Kling of EconLog talks with EconTalk host Russ Roberts about the economics of health care and his book, A Crisis of Abundance: Rethinking How We Pay for Health Care. Kling discusses whether we get what we pay for when we spend money on...

In this podcast, Roberts and Cogan declare that rising health care costs have grown because people expect free care for their small infirmities. Cogan suggests that health care would not be so expensive if individuals were required to pay for the small...

In this podcast, Russ Roberts and Henry Aaron discuss the implications of a single-payer health care system. They also discuss whether or not administrative costs play a large role in driving up insurance and other health care costs.

"Arnold Kling of EconLog talks with EconTalk host Russ Roberts about the death of his father and the lessons to be learned for how hospitals treat patients and our health care system treats hospitals."

"Steven Lipstein, President and CEO of BJC HealthCare--a $3 billion hospital system in St. Louis, Missouri--talks with EconTalk host Russ Roberts about the economics of hospitals. They discuss pricing, the advantages and disadvantages of specialization in...

This podcast discusses the argument for states rights in the Obamacare dispute. According to Michael Cannon, a glitch in the Obamacare law could make the case against the law stronger.

As the title implies, this podcast discusses the many unfortunate regulations that are occurring with the implementation of the Patient Protection and Affordable Care Act. Ms. Turner also describes some of the unappetizing changes that Americans are experiencing in their health care plans under Obamacare.

According to Michael Tanner, many of the things opponents of health care reform predicted would happen with the passage of the PPACA are most certainly happening only one year later. Tanner describes several of these occurrences and...

This podcast discusses the Commerce Clause and Obamacare and whether or not the latter's individual mandate is constitutional. To paraphrase Robert Levy, this is the first time that the government has mandated the purchase of anything, and if they can do it in one place, they can do it anywhere.

On October 22, 2009, a CNS News reporter asked Speaker Pelosi about the constitutionality of the Patient Protection and Affordable Care Act. As this brief audio clip demonstrates, Speaker Pelosi condescendingly responded, "Are you serious?"

This podcast reports on the Supreme Court's decision to hear the Obamacare case. Iyla Shapiro discusses the potential outcomes this monumental court case could bring.

This podcast discusses some of the early lawsuits and rulings against the Obamacare law. Despite the rulings, some states are still attempting to implement the law in preparation for the 2014 deadline. Cannon subsequently makes the...

"Amid intense public interest, Congress passed the Patient Protection and Affordable Care Act (ACA), which became effective March 23, 2010. The ACA sought to address the fact that millions of Americans had no health insurance, yet actively participated in the health care market, consuming health care services for which they did not pay.

The ACA contained a minimum coverage provision by...

"Reason's Damon Root attended the pivotal second day of oral arguments before the Supreme Court on the Patient Protection and Affordable Care Act (ACA), which he described as a 'Constitutional Thunderdome.' The debate over the legality of the mandate to purchase insurance at the heart of ACA was, says Root, a rough-and-tumble colloquy about the 'the role of government in our lives' and 'what...

According to Reason TV's Nick Gillespie, the three reasons why Obamacare won't cut the deficit are "legislative trickery," "higher premiums," and "bad accounting." Overall, Gillespie argues that high costs are a regular "feature of government health care plans."

"The 'Individual Mandate' section of the new healthcare reform bill introduces a paradigm shift in the role of the federal government. For the first time in American history, citizens will be forced to purchase something (in this case health insurance approved by the government) against their will or else pay a fine. Some legal scholars worry that this is an egregious form of constitutional...

The Fourth Annual Rosenkranz Debate was held on November 12, 2011, during The Federalist Society's 2011 National Lawyers Convention.

"Are you aware that over 1,000 temporary healthcare reform waivers have been granted by the Administration to organizations around the country? The reason: they can't meet the limited annual coverage without significantly increasing premiums or decreasing access to benefits. That leaves us with some looming questions: What about us, the individuals? What about the people who can't afford to be...

"Senator Max Baucs addresses what Obamacare really is about after the Democrats passed the 'fix' bill and sent it back to the House."

"Down on the boardwalk, we interview a few young Americans to find out what they know about the Constitution of the United States. Can you answer the questions? Does it matter?"

"We ask moms on the street what they know about the Constitution. Can you answer the questions? Does it matter?"

"The 'Individual Mandate' section of the new healthcare reform bill introduces a paradigm shift in the role of the federal government. For the first time in American history, citizens will be forced to purchase something (in this case health insurance approved by the government) against their will or else pay a fine. Some legal scholars worry that this is an egregious form of constitutional...

"Reason's Damon Root was in attendance for the third and final day of oral arguments before the Supreme Court on the Patient Protection and Affordable Care Act (ACA), which focused primarily on the issue of severability, which brings into question whether the individual mandate be excised from the law, or if the law in its totality must be struck down.

Now that the case is in the hands...

"The Patient Protection and Affordable Care Act (Obamacare) has set forth an individual mandate that requires all Americans to have health insurance. The justification for the law rests on the idea developed since the New Deal in the 1930s that any economic activity an individual engages in could impact the national economy and therefore can be regulated by the Federal Government based on its...

"Reason's Damon Root got a coveted seat for the Supreme Court oral arguments on the Patient Protection and Affordable Care Act (ACA). Day one of this epic judicial showdown focused primarily on whether or not the individual mandate constitutes a tax. If the justices rule that the penalties associated with the mandate should be considered a tax, the challengers to ACA would have to wait until...

This brief and amusing video describes Obamacare as a medication with millions of negative side effects.

"Dr. Martha Boone, an Atlanta urologist, explains the consequences of the new health care law. Because of her fears about Obamacare, Boone moved to a less-expensive office so she could avoid dropping Medicare patients or laying off an employee."

"It's official, trillion is the new billion. No longer is government spending talked about in terms of a mere ten digits. With the recent flurry of government spending, we are going to need another three zeros to make sense of it all. One trillion dollars is a number that few people can comprehend, let alone your standard nine digit calculator. So what does one trillion dollars look like?"

This video offers the President's and Vice President's remarks at the signing of the Patient Protection and Affordable Care Act in March of 2010. Lauded as a historic day, the signing was received with jubilation by the many who labored endlessly to bring the President's healthcare reform to pass.

"After unveiling the Senate health insurance bill to Congress, Nevada Senator Harry Reid hailed the legislation's efforts to 'save lives, save money and save Medicare.' Without adding a dime to the deficit, the Patient Protection and Affordable Care Act will make it easier for businesses to provide working Nevadans with health insurance, while strengthening our...

In March of 2011, Representative Michele Bachmann revealed that the PPACA had a hidden implementation fund of 105 billion dollars. In this interview, Bachmann argues that it is necessary to cut funding for this provision immediately in light of national budgetary problems.

This five second clip presents Speaker Pelosi's famous remark about the Patient Protection and Affordable Care Act, namely, "we have to pass the bill so that you can find out what is in it."

"On the Senate floor today, Ranking Member Sessions announced that a new Budget Committee analysis has found that the long-term, unfunded liabilities associated with President Obama's health care law will reach $17 trillion. The Committee's analysis is based on the Obama Administration's own numbers as well as those from the Congressional Budget Office. It is a modest, conservative estimate...

This video gives the Obama administration's opinion on how much Obamacare repeal would cost the country. Ms. Cutter explains the savings families of different income levels will enjoy under the law and also describes how many jobs could be lost if the healthcare reform law is not implemented as planned.

This video provides clips of President Obama's address to Congress on his health care plan. Among other things, the President promised the American people that they could keep their insurance if they liked it and that his plan would not add more to the deficit.

"The Oregon Health Insurance Experiment is the first study ever to measure the effects of health insurance by randomly assigning subjects to receive Medicaid coverage or no coverage. At this forum, lead investigator Katherine Baicker will present the Oregon Health Insurance Experiment's first set of results and discuss further data that this revolutionary experiment will produce. The panelists...

"One year after the passage of major health care legislation, Harvard economist Jeff Miron says more reform is still needed. Dr. Miron gives his top 3 policy proposals for fixing the U.S. health care system: 1) Throw away the notion that health care is a right; 2) Repeal Obamacare; and 3) Phase out Medicare."

According to this video, one of the leading challenges of Obamacare has to do with the individual mandate and its relation to the Commerce Clause in the Constitution. This video describes the background of the Commerce Clause and whether or not the Obamacare law violates the Clause.

"At its one-year anniversary, Obamacare continues to frustrate and confuse the medical community and American public at large. In fact, recent surveys show doctors are less optimistic about the future of medicine, with some considering exiting the medical profession entirely. Heritage's medical panel will detail their firsthand experiences with Obamacare and their...

"Does the fate of a federal government with limited powers rest in the hands of Supreme Court Justice Antonin Scalia? And if so, will he rule against broad federal powers (as he did in the Gonzales case) or in favor of the feds' right to regulate just about anything (as he did in the Raich case)?"

Primary Document

This piece presents a large variety of information on the services and costs of Medicaid, especially in regards to the recently enacted PPACA. "The Affordable Care Act will have a substantial effect on Medicaid trends over the next 10 years and beyond. In terms of the magnitude of changes to the program’s projected expenditures and enrollment, it...

"FOR AN ACT ENTITLED, An Act to provide for an individual mandate to adult citizens to provide for the self defense of themselves and others.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF SOUTH DAKOTA:

Section 1. Not later than January 1, 2012, each citizen residing in the state of South...

A leading precursor to the Patient Protection and Affordable Care Act, Senator Max Baucus' paper on health care reform called for "legislation that achieves coverage for every American while also addressing the underlying problems in our health system." According to Baucus, "this Call to Action … is not intended to be a legislative proposal. Nor is...

“In this case, the Commonwealth of Virginia …, through its Attorney General, challenges the constitutionality of the pivotal enforcement mechanism of the health care scheme adopted by Congress in the Patient Protection...

Updated in May of 2010, this document contains the full text of the health care law popularly known as Obamacare and signed into law on March 23, 2010 by President Barack Obama.

The oral argument for the first day of Supreme Court hearings on the Obamacare law.

The transcript from the first day of oral arguments before the Supreme Court on the Obamacare law.

The transcript of the second day of oral arguments before the Supreme Court on the Obamacare law.

This hearing concerned the Anti-Injunction Act issue of the Patient Protection and Affordable Care Act cases and whether it applies to the individual mandate or not.

This hearing concerned the Anti-Injunction Act issue of the Patient Protection and Affordable Care Act cases and whether it applies to the individual mandate or not.

The matter of abortion was one of the concerns raised by opponents of the PPACA. In light of these concerns, President Obama released this executive order, which declared that "it is necessary...

In my message to the Congress on November 19, 1945, I said that every American should have the right to adequate medical care and to adequate protection from the economic threat of sickness.

After being asked about the constitutionality of the individual mandate requirement in the Obamacare bill, Speaker Nancy Pelosi's office issued this press release. According to the press release, the...

Using an anecdote to describe how important Obamacare health coverage is to Americans with pre-existing conditions, the U.S. Attorney General and Health and Human Services Secretary bemoan a court ruling that declared the individual...

Heavily promoted by the Clinton administration in the early nineties, the Health Security Act was a precursor to the Patient Protection and Affordable Care Act. This Act was cited as "A BILL To ensure individual and family security through health...

This document explains the components of the increasingly growing waiver system under Obamacare. The document includes a chart listing the 729 organizations that had been approved for waivers as of January 26, 2011. Among the organizations...

Although the Patient Protection and Affordable Care Act had many opponents, it also had many supporters. The American Medical Association was one of the latter, and this letter from the AMA's president expresses that support by stating the...

Before holding the final House vote which would eventually pass Obamacare, House Speaker Nancy Pelosi gave this speech. Pelosi urged her colleagues to vote in favor of the PPACA, noting the historical nature of the vote and declaring that “[t]he best action that we can take...

This brief document lays out the fines that will be expected from those who refuse to buy health insurance under the PPACA. According to this document, “[t]hat penalty will be the greater of a flat dollar amount per person that rises to $695 in 2016 and is indexed by...

In a speech before the National Association of Counties, Speaker Nancy Pelosi discussed the economic need for more jobs and health care reform. Pelosi emphasized the need to insure Americans with pre-existing...

The Anti-Injunction Act declares that "no suit for the purpose of restraining the assessment or collection of any tax shall be maintained in any court by any person, whether or not such person is the person against whom such tax was assessed." In other words, pay first, sue later.

After an extensive debate in Congress, the Patient Protection and Affordable Care Act passed both the House and Senate. The transcript of the presidential signing of the PPACA legislation reflects the...

In an address to the American Medical Association, President Obama discussed some of the many problems with the American health care system. The President then went on to lay out his plan for health care reform,...

Marking the three month anniversary of the signing of PPACA, President Obama addressed the subject with a group of guests at the White House. The President focused his remarks on the positive outcomes that the PPACA was beginning to provide for Americans, while also condemning those who urge the repeal of Obamacare.

In this short speech, President Obama delightedly recognized the support and endorsement given to the Patient Protection and Affordable Care Act by the AARP and the AMA. President Obama concluded by "urg[ing] Congress to listen to...

"This report first analyzes the authority of Congress to enact the minimum essential coverage requirement contained in PPACA, as well as how a court might analyze this provision if challenged based on various provisions of the Fifth and Tenth Amendments. This report discusses whether there must be exceptions to a requirement to purchase health insurance based on...

In January 2011, U.S. District Judge Roger Vinson declared that "'The Patient Protection and Affordable Care Act' [is] unconstitutional." Judge Vinson's decision was carefully thought out and related to the Constitutional "Commerce Clause." Vinson also made an...

In August of 2011, the Eleventh Circuit Court of Appeals declared that parts of the PPACA were unconstitutional. This decision addresses the constitutionality of the Individual Mandate portion of Obamacare, as well as the difference between a tax and a penalty in relation to the PPACA's implementation.

Appellants, four United States citizens and federal taxpayers, seek declaratory and injunctive relief to prevent various U.S. Government officials and agencies from enforcing the minimum essential coverage provisions.

During the debate preceding and following the passage of the Patient Protection and Affordable Care Act, many opponents of the PPACA pointed to a CBO report that emerged during the health care proposals under President Clinton. This report noted the "unprecedented" nature of forcing American citizens to buy health insurance. Opponents of the PPACA...

"The Council of Economic Advisers (CEA) has undertaken a comprehensive analysis of the economic impacts of health care reform. The report provides an overview of current economic impacts of health care in the United States and a forecast of where we...

In this testimony before the House Budget Committee, Richard Foster describes some of the costs and implications the PPACA could have on Medicare and other health expenditures. In regards to these issues, Foster declares the following:

"The...

Following inquiries by Senator Tom Coburn, "[t]his memorandum responds to ... [Coburn's] request for information regarding the penalty imposed on those who fail to maintain minimum essential health benefits coverage...

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